Our Food Service Business Owners Policy (BOP) * and Commercial Package Policy (CPP) are offered at a competitive price and are particularly attractive to small- to medium-sized family restaurants and fast food take-out restaurants. These policies include the unique maximizer endorsement, which groups together over 20 key coverages to satisfy the complex needs of your business.

Coverages can include:
Accounts Receivable • Additional Debris Removal Additional Expense • BPP at New Location • Business Property of Others • Credit Card Forgery or Counterfeit Money • Demolition, Employee Dishonesty • Exterior Signs • Fire Legal Liability • Fire Protective Device Recharge • Glass • Lock Replacement • Money & Securities • Personal Effects • Property in Transit • Property of Others • Refrigerated Food Products • Signs Off Premises • Trees / Shrubs / Plants • Utility Interruption • Valuable Papers & Records • Vehicle Damage to Building

Special features include:
System Breakdown Coverage • Loss of Income • Rates based on square feet and sales • 24 Hour Operations Eligible • Liquor Liability Options Available

* BOP packages combine Property insurance and Commercial General Liability insurance in a single policy and are especially designed for small- to medium-sized businesses. BOP packages offer coverage for lost or damaged property at replacement cost. If eligible, BOP packages can provide your business with better coverage at lower rates than with two separate policies.